When travelling outside of your home country, your government health care plans don't travel with you. Health care costs are very expensive. Hospitals can charge thousands of dollars per day, with many charging a non-resident fee to patients not covered under a government health insurance plan.
Global Expatriate Insurance from TIC helps protect you and your family from unexpected costs due to a medical emergency while travelling. We will be there to make certain you get the care you need.
Ideal if you are a:
- Canadian residing outside of Canada
- Canadian returning to reside in Canada and awaiting coverage under a government health insurance plan
- Non-Canadian residing in Canada and awaiting coverage under a government health insurance plan
- Non-Canadian working abroad for a Canadian company
- A seasonal labourer or immigrant residing in Canada while you work
Features and benefits
- Up to $1,000,000 in Emergency Hospital and Medical coverage
- 24/7 access to multi-lingual emergency assistance
- Emergency Transportation
- Ambulance Services
- Other benefits such as Return Home, Eye Examination, Maternity Benefit and Accidental Dental
The following is a summary of coverage included per insured person. For information on other available coverages, please go to the 'Other Plans' section.
| Basic Plan |
sum insured $100,000 |
| Accidental Dental |
up to $3,000 |
| Ambulance services (land, air or sea) |
up to the sum insured |
| Chiropractor |
not to exceed $1,000 |
| Cremation at place of death |
$4,000 |
| Dental Emergencies |
up to $500 |
| Dental surgical procedures |
up to $500 |
| Diagnostics, lab tests and x-rays |
up to the sum insured |
| Drugs or medication |
not exceeding 90 days supply up to the sum insured |
| Emergency transportation |
up to the sum insured |
| Eye Examination |
once per year |
| Hospital |
up to the sum insured |
| Maternity benefit |
80% of costs up to $25,000 |
| Physical Examination |
once per year up to $200 |
| Physician, surgeon, anesthetist, nurse |
up to the sum insured |
| Physiotherapist |
not to exceed $1,000 |
| Podiatrist or Osteopath |
not to exceed $1,000 in total |
| Private duty nursing |
up to the sum insured |
| Psychiatrist |
up to maximum 10 visits per year |
| Purchase of splints, trusses, braces, prosthetic appliances |
up to the sum insured |
| Rental of wheelchair, crutches, hospital bed |
up to the purchase price |
| Return of deceased |
up to $10,000 |
| Return Home |
up to $3,000 |
| Select Plan |
sums insured $500,000 or $1 million |
| The following benefits are in addition to those offered under the Basic Plan: |
|
| Accidental Death & Dismemberment |
up to maximum $10,000 |
| Child Attendant |
up to maximum $500 |
| Transportation of Family or Friend |
up to maximum $3,000 |
| Vaccinations |
up to maximum $100 |
|
