When travelling outside of your home country, your government health care plans don't travel with you. Health care costs in Canada are very expensive. Hospitals can charge thousands of dollars per day, with many Canadian hospitals charging a non-resident fee to patients not covered under a government health insurance plan.
International Student Insurance from TIC helps protect you and your family from unexpected costs due to a medical emergency while you are studying in Canada. We will be there to make certain you get the care you need.
Ideal if you are:
- Enrolled in at least 60% of the required courses for a specific program at a Canadian school, college, university or accredited educational institution
- A temporary resident of Canada without any government health care coverage
- Have completed your studies and remain up to a year in Canada to work in the field of your studies
- Would like coverage under your policy for dependents living with you
Features and benefits
- Emergency Hospital and Medical coverage
- 24/7 access to multi-lingual emergency assistance
- Affordable all-in-one hospital, medical and extended health care solution
- Two plans to choose from for flexible, convenient coverage
The following is a summary of coverage included in the overall maximum of $2 million per insured person. For information on other available coverages, please go to the 'Other Plans' section.
| Standard Plan |
EXCLUDES any pre-existing medical conditions. |
| Accidental Death & Dismemberment |
$15,000 |
| Accidental Dental |
$5,000 |
| Dental Emergencies |
$600 |
| Diagnostics, Lab Tests and X-rays |
up to overall maximum |
| Drugs or Medications |
up to a one-month supply |
| Emergency Air Transportation/Return Home |
up to overall maximum |
| Eye Examination |
one per year |
| Follow up visits |
up to $3,000 |
| Hospital Confinement and Medical Services |
up to overall maximum |
| Maternity Benefit |
up to $1,000 |
| Physician, Surgeon, Anesthetist, Nurse |
up to overall maximum |
| Physical Examination |
one per year |
| Return of Deceased |
$15,000 |
| Transportation of Family or Friend |
$5,000 |
| Wisdom Teeth |
$100 per tooth |
The following benefits have an overall combined
maximum $10,000.
Ambulance services; private duty nursing; radiology; physiotherapist; osteopath; podiatrist; chiropractor; rental of wheelchair, crutches, hospital bed. Purchase of splints, trusses, braces, prosthetic appliances. Oxygen and equipment for its administration, blood and blood plasma.
Enhanced Plan - The following benefits are in addition to the benefits included in the Standard Plan
- 90 day stability clause for pre-existing medical conditions
- Maternity benefits up to $10,000
- Psychologist and Psychiatric Care Benefit
- Inpatient: $10,000; Outpatient: $1,000
For more information please view our International Student FAQ.
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