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What is the difference between trip cancellation
and trip interruption insurance?

Trip cancellation is designed to cover your prepaid non-refundable trip investment in case you can’t take your trip due to a covered reason (e.g. sickness or injury of a family member, adverse weather conditions) listed in your travel insurance policy. On the other hand, trip interruption provides protection once you have already begun your travel. For example, if you have to cut your trip short or delay it past the expiry date of your policy for a covered reason listed in your policy, or you need to purchase reasonable necessities and toiletries because your baggage is delayed or lost, the trip interruption benefits will reimburse you for such costs up to a dollar amount limit.

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Information for Quebec and Saskatchewan residents.

Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance. 

Rates are subject to change.