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Does travel insurance cover hotel costs?

If you have purchased a travel insurance plan that includes trip cancellation and interruption benefits, your coverage may help you to recover the costs related to hotel accommodations in the following situations:

Before your trip - If you have to cancel your trip, due to a covered reason, before you head off on holiday, we may reimburse you for your pre-paid non-refundable travel investment (e.g. hotel fees);

After you have departed - If, as a result of a covered reason, a) your trip is interrupted, benefits are payable for the pre-paid, non-refundable portion of unused insured travel arrangements, or b) your trip is interrupted or delayed beyond the expiry date of your coverage, we may reimburse you up to a maximum dollar amount for additional commercial accommodation, meals and more.

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Information for Quebec and Saskatchewan residents.

Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance. 

Rates are subject to change.