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How can I understand my travel insurance policy better?

For proper protection during your trip, it's important to be aware of the fine print of your travel insurance policy before your trip. Be informed of the details of your coverage to avoid any surprises if you need to make a claim and the possibility of it being denied because you incorrectly assumed you were covered. So, be sure to check the policy wording very carefully for coverage limits and any terms and conditions that could affect your coverage.

Here are essential recommended items and/or sections to should review in your policy.

Emergency medical coverage (for single/multiple trips and visitors to Canada)
a) Do you qualify for this insurance?
b) Description of coverage and dollar amount limit for each benefit
c) What is covered?
d) What is not covered?
e) General exclusions

Trip cancellation and interruption coverage
a) Do you qualify for this insurance?
b) Description of coverage and dollar amount limit for each benefit
c) What is covered?
d) What is not covered?
e) General exclusions

If you have any questions about your travel insurance plan, please contact us at 1-844-310-1578.

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Information for Quebec residents.

Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance. 

Rates are subject to change.