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What does travel insurance cover?

In case you become sick or injured on your trip, travel insurance can help with the unexpected costs related to medical or dental emergencies. The benefits offered with travel medical insurance such as our Medical Plan include coverage for emergency medical transportation to get you to the nearest appropriate medical facility or back to Canada. If you are hospitalized, travel insurance may also cover the cost to bring up to two companions (your family member or close friend) to your bedside, help with returning your dependents home, and coverage for meals and accommodations if you have to stay in the hospital longer than your original return date.

In case you need to cancel your trip before you leave or unforeseen non-medical events happen during your trip, the trip cancellation and interruption insurance benefits in our Cancellation Plan may assist you by providing reimbursement for non-refundable trip payments if you have to cancel your trip due to a covered reason, or for costs incurred during your trip due to trip delays and interruptions. Our Cancellation Plan may also include coverage for delayed, lost or damaged bags as well as reimbursement for your out-of-pocket expenses for items such as clothing and toiletries up to a dollar limit until your bag arrives.

In addition to these benefits, Allianz Global Assistance provides 24/7 assistance with emergency hospital care arrangements, evacuations for medical emergencies, replacing lost or stolen documents, and more.

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Information for Quebec and Saskatchewan residents.

Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance. 

Rates are subject to change.