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What is considered a pre-existing condition?

Generally speaking, a pre-existing condition is defined as any illness, injury or medical condition, whether or not diagnosed by a doctor, for which you've had advice, treatment or experienced symptoms, prior to the effective date of your policy. Even if you don't think your condition is particularly serious, you should always tell us about it as it is better to be safe than sorry.

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Information for Quebec and Saskatchewan residents.

Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance. 

Rates are subject to change.