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When should I buy travel insurance?

It is advisable to purchase travel insurance as soon as you book your trip or holiday. For instance, travel insurance that includes trip cancellation benefits may help you recover non-refundable trip costs if you have to cancel your travel plans due to a covered reason in the run-up to your trip. If you only require emergency medical coverage, you can purchase a medical plan any time prior to leaving on your trip.

For those who are visiting Canada, we offer emergency medical coverage with the Visitors to Canada Plan. Please note that coverage for any sickness will begin 48 hours after the start date of your coverage if you purchase your policy after the expiry date of an existing Allianz Global Assistance administered policy or after you exit your country of origin. If you have any questions about travel insurance, please call us at 1-844-310-1578.

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Information for Quebec and Saskatchewan residents.

Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance. 

Rates are subject to change.