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Are there events or medical conditions that aren’t covered?

Every insurance plan contains restrictions and exclusions. For more information, review the terms and conditions, including pre-existing conditions, medical events related to pregnancy, injuries or losses caused by the practice of extreme and high-risk sports and activities, use of prohibited drugs or any other intoxicant, be it legal or not, among many others. In addition, benefits are not payable for losses or costs incurred due to, contributed to by, or resulting from acts of war, kidnapping, acts of terrorism of any kind, riots, strikes or civil commotion, among others.

Read the exclusion section of your travel insurance policy carefully before leaving so you fully understand your coverage.

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Information for Quebec and Saskatchewan residents.

Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance. 

Rates are subject to change.