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Does my provincial plan cover all emergency care in Toronto?

When travelling outside of your home province within Canada, your provincial health insurance plans do not cover all unexpected medical costs such as air ambulance services, prescription drugs, and dental emergencies. Depending on the emergency, these services could cost in the tens of thousands of dollars.

Whether you plan to travel occasionally or frequently, there's a travel insurance plan tailored to your needs. Which type of traveller are you?

Allianz Global Assistance - Travel insurance for one trip

Are you a Canadian resident and plan on taking one or two trips this year? We offer coverage in case you need to cancel your trip before leaving, to protect you if you become sick or injured while travelling, and more.

From $23* Get a quote

Allianz Global Assistance - Travel insurance for multiple trips

Are you a Canadian resident and plan to travel more than twice in the upcoming months? We offer emergency medical coverage for an unlimited number of trips within 365 days from the start of your coverage.

From $71** Get a quote

Allianz Global Assistance - Travel Insurance for Visitors to Canada

Are you expecting friends or family to visit Canada? Get the protection they need as a new immigrant, international student, temporary worker or Super Visa applicant.

From $18*** Get a quote

For more information on our travel insurance plans please visit “Find a Plan”.


How does travel insurance work?

Travel insurance can protect you during unforeseen events on your trip--like flight cancellations, lost or stolen bags, and medical emergencies.

Get answers to some of our most frequently asked questions:

Who needs travel insurance?

Travel insurance from Allianz Global Assistance is available if you fall into one of these groups:

Canadian Travellers

  • Travelling outside of Canada or out-of-province.
  • Covered under a Canadian government health insurance plan.
  • Up to age 84 travelling for pleasure or business.

Visitors to Canada

  • Travelling for pleasure, business, work, study.
  • A Super Visa applicant.
  • A landed immigrant or returning Canadian waiting for Government Health Insurance Plan coverage to take effect, and looking for emergency-only coverage.

How do I know which coverage is right for me?

Start by considering your circumstances and your needs as well as those of your family. Do you have protection in case you have a medical emergency while travelling? Do you need coverage in case you have to cancel your trip unexpectedly? Then, choose from one of our available plans.

How can travel insurance help me in an emergency?

Depending on the plan you choose, travel insurance can help with the following and more:

  • 24/7 emergency assistance – When you’re away from home and something unexpected happens, our comforting, friendly emergency assistance team is available to answer your call for help.

  • Affordable medical travel insurance for Canadians – If you were to become sick or injured all of a sudden while abroad or even travelling out-of-province, you would have the comfort of valuable in/out of county emergency medical benefits, at a modest rate, for a fraction of the price of potentially high health care costs. Don’t risk being faced with the high cost of medical treatment while away from home.

  • Coverage in case you need to cancel your trip – Trip Cancellation coverage provides valuable benefits when you have to cancel your travel for a listed, covered reason such as health emergencies or legal reasons, a disaster to your home, because of a recent government-issued travel advisory, unexpected job loss, or a scheduled business meeting being cancelled. A broad range of trip cancellation reasons provides some flexibility when sudden and unexpected situations arise.

Are you visiting Canada?

Allianz Global Assistance has a Medical coverage plan specially designed for visitors to Canada, including those on a temporary work or student visa, and parents or grandparents applying for a Super Visa. It’s important to have health care coverage in place for sudden and unforeseen medical emergencies during your stay in Canada.

Get your quote now

Get a quote

Or call 1-844-310-1578 to speak with one of our agents


About Allianz Global Assistance

For over 30 years, Allianz Global Assistance has helped travelling Canadians with value-added travel insurance and assistance services. Today, our more than 800 employees support over 8 million Canadians in their journeys abroad. As a part of the world’s largest travel insurance and assistance provider, we work closely with our fellow Allianz Partners business units across 44 countries to ensure our customers receive responsive emergency medical care when they need it most, wherever their adventures take them.

*The advertised plan option applies to the medical coverage to 0 -30 year olds, travelling for no longer than 7 days. Individual circumstances may result in a different premium.
**The advertised plan options apply to 0 -30 year olds, travelling for an unlimited amount of trips in the year, up to 10 or 30 days per trip according to the Annual Medical Plan option purchased. Individual circumstances may result in a different premium.
**** The advertised plan option applies to 0-30 year olds, travelling for 7 days or less, with a $25,000 sum insured. Individual circumstances may result in a different premium.

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Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance.