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Trip cancellation & interruption insurance
Because a trip doesn't always go as planned   

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Check out some of the benefits offered:

Protection for prepaid trip costs if you need to cancel before you leave(a)

Baggage loss, damage or delay

24/7 multi-lingual emergency travel assistance that’s recognized worldwide

Coverage for meals, accommodations, essential phone calls, taxis and more(b)

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Protect your travel investment against unforeseen events

Unexpected events can trip up even the best-laid travel plans. If you end up needing to cancel your trip due to a Covered Reason, this Cancellation Plan helps you recover your non-refundable trip expenses which you prepaid before leaving. There are also benefits if you need to interrupt or delay your trip, as well as for lost, stolen or delayed baggage and more.

While unexpected events such as these can be disappointing, they don’t have to turn your trip into a complete loss. Here’s how the Cancellation Plan offered by Allianz Global Assistance can help:

Before your departure

Trip cancellation benefits provide reimbursement for eligible pre-paid, non-refundable travel expenses if you need to unexpectedly cancel your trip before your scheduled departure date due to a covered reason. Covered reasons include, but not limited to, sudden illness to you or family member at home, cancellation of a business meeting or being called to jury duty.

For complete coverage details, limitations and exclusions, see:

Cancellation Plan Policy of Insurance

During your trip

Unfortunately, unexpected mishaps can sometimes cause you to have to cut your trip short. In these instances, the trip Interruption benefits in your Cancellation Plan can reimburse you for the non-refundable portions of unused, prepaid travel arrangements if your trip is interrupted and you need to return home early.

The Cancellation Plan also includes benefits if your trip is delayed after your departure date. Covered reasons for trip interruption and delay benefits include but are not limited to loss or theft of your passport, if a natural disaster occurs at your destination or your cruise excursion is unexpectedly cancelled. The Cancellation Plan can also cover extra expenses such as hotel, meals, taxi fares and more up to the amount covered in your policy due to covered situations.

For complete coverage details, limitations and exclusions, see:

Cancellation Plan Policy of Insurance

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Trip cancellation & interruption

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Trip cancellation and interruption plus medical emergency  
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Trip Cancellation Insured Trip Cost - Max. $50,000 Insured Trip Cost - Max. $50,000
Trip Interruption & Delay
Baggage Coverage $1,000 $1,000
Baggage Delay $400 $400
Flight Accident $100,000 $100,000
Accidental Death & Dismemberment $50,000 $50,000
24-Hour Assistance
Emergency Medical & Dental    - $10,000,000
Emergency Medical Transportation   -
Meals and Accomodation    - $300/Day - Max. $5,000
Vehicle Return   - $5,000
Pet Return   - $500


Eligibility To be eligible, Canadian residents must be insured under a Canadian provincial health insurance plan for the entire duration of their trip To be eligible, Canadian residents must be insured under a Canadian provincial health insurance plan for the entire duration of their trip
Trip duration Up to 365 days Up to 60 days
Medical underwriting


A medical questionnaire is required for travellers who are:

• Age 60-69, travelling for more than 30 days
• Age 70-84, travelling for any trip length

Age limits Up to 84 years old Up to 84 years old

About Allianz Global Assistance

For over 30 years, Allianz Global Assistance has helped travelling Canadians with value-added travel insurance and assistance services. Today, our more than 800 employees support over 8 million Canadians in their journeys abroad. As a part of the world’s largest travel insurance and assistance provider, we work closely with our fellow Allianz Partners business units across 44 countries to ensure our customers receive responsive emergency medical care when they need it most, wherever their adventures take them.

(a) Provides reimbursement for certain non-refundable, prepaid trip payment and deposit if your trip needs to be cancelled before you leave for an unexpected covered reason.
(b) If, as a result of a Covered Reason, your trip is interrupted or delayed beyond the expiry date shown in your confirmation of Coverage, the insurer will reimburse up to $350 per day to a maximum of $1,500 for additional commercial accommodation and meals, essential telephone calls, internet usage fees, and taxi fares.

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Information for Quebec and Saskatchewan residents.

Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance. 

Rates are subject to change.