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Choosing a plan for Canadians taking one trip


If you are a Canadian resident and need affordable travel insurance for an upcoming trip, you’ve come to the right place.

To help you find coverage for your trip, we will ask you a few questions during the quote process to better understand your unique needs.

If you identify during the quote process that you are a Canadian resident who is planning one upcoming trip, we will then ask a question about what scenarios you’d like to be covered for during that trip.

Based on your answers, we will provide you with a quote for a plan (or plans) designed for Canadian residents who are seeking coverage for an upcoming trip, which also fits your unique travel needs.

Depending on your answers, you will be presented with one or more of the following plan options:
 

The sections below provide more information on the types of coverage available to help you make an informed decision.

If you have any questions during your research or need assistance with selecting a plan, feel free to contact Allianz Global Assistance toll-free at 1-844-310-1578. We’re available to help with all your travel insurance needs 24 hours a day, 365 days a year.

I need coverage in case…I become sick or injured during my trip

Unexpected medical emergencies when travelling can happen to anyone, regardless of age, trip length or destination. Depending on the seriousness of the emergency, the associated costs for medical treatment abroad can be catastrophic.

For these reasons, travel insurance for medical emergencies is an important consideration for all Canadian travellers when leaving Canada’s borders.

And when we say “all” Canadian travellers, we mean it: Holiday sun-seekers, road-tripping couples, young budget backpackers, family adventurers, cross-border weekend shoppers, off-the-beaten-path explorers, cosmopolitan jet-setters, business travellers and southbound Snowbirds alike should all have travel insurance for medical emergencies in place when travelling abroad.

When you select this option during the quote process, we will present you with available plans that include emergency medical benefits, such as the Medical Plan or Medical + Cancellation Plan.

You may also be offered an Annual Medical Plan as an alternative option, so you can compare the cost of having medical coverage for unlimited trips within one year, versus having coverage for one trip only.

Travellers who do not need coverage in case they become sick or injured during their trip may be those who already have some form of travel medical coverage through other means, such as through an employee benefit program or credit card. For these travellers, we strongly recommend contacting your travel insurance provider before you leave to confirm that your benefits are in effect and levels of coverage are adequate for the duration of your trip.

I need coverage in case…I need to cancel my trip

Coverage in case you need to cancel your trip is recommended if you are booking and pre-paying for flights, accommodations and activities before you leave on your trip.

Benefits for cancellation provide reimbursement for eligible non-refundable travel expenses you’ve paid for in advance of your trip, if you end up needing to cancel your trip due to a covered reason.

When you select this option during the quote process, you will receive quotes for plans that include benefits for trip cancellation, such as the Cancellation Plan or the Medical + Cancellation Plan.

Please note that both the Cancellation Plan and the Medical + Cancellation Plan mentioned also include additional benefits for Trip Interruption and Delay, Lost, Stolen or Delayed Baggage, Flight Accident and more.

Travellers who may not require coverage in case a trip needs to be cancelled would be those who are travelling to the US by car and/or those who have not paid for accommodations or excursions in advance.

I need coverage for all of the above

This option is suited for Canadian travellers looking for a full suite of benefits.

As mentioned earlier, coverage for medical emergencies is advisable for all Canadians taking a trip outside of the country.

If you have also booked and paid for trip expenses such as flights, accommodations and/or excursions in advance of leaving, it’s recommended that you have benefits for Trip Cancellation in place as well.

If this sounds like you, select this option during the quote process to see rates for the Medical + Cancellation Plan, which includes all benefits from both the Medical and Cancellation Plans in one convenient package.

The Medical + Cancellation Plan which you will receive a quote for will also include benefits for Trip Interruption and Delay, Lost, Stolen or Damaged Baggage, Flight Accident and more.

I’m not sure what I need coverage for

Still not sure what your coverage needs might be? When you select this option during the quote process, you will be presented with all available plans designed for Canadians planning on taking one trip, including: 

This option will allow you to compare the benefits within each plan, as well as the price for each, to decide which one fits your coverage needs and budget.

Of course, if you have any questions about the plans available to you, the included benefits, or how to decide which plan might be for you, our licensed insurance experts are available to assist you 24 hours a day, 365 days a year.

Simply call Allianz Global Assistance toll free at 1-844-310-1578. We’re here to help!

© Allianz Partners

Travel insurance does not cover everything. Please refer to the policy wording for full terms and conditions, including limitations and exclusions. Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies and administered by Allianz Global Assistance. Allianz Global Assistance is a registered business name of AZGA Service Canada Inc. and AZGA Insurance Agency Canada Ltd. Please note that remuneration may be payable to the distributor of this insurance.