During the quote process, we ask customers whether they’re planning for one upcoming trip, or expecting to take two or more trips in the next year.
If a customer confirms that they're expecting to take two or more trips, we'll then offer a quote for Annual Medical Plans.
The Annual Medical Plan is suited for travellers taking two or more trips, as it provides emergency medical coverage for an unlimited number of trips for a full year from the purchase date.
This plan helps frequent travellers save money on travel insurance, as one Annual Medical Plan costs less than buying separate single-trip Medical Plans for each and every trip.
The Annual Medical Plan is also more convenient for frequent travellers. Once purchased, the coverage is in place for every trip within one year from purchase. There is no notification or activation required when leaving the country or your home province. That means once less thing to plan for, pack, or worry about.