While Medical and Trip Cancellation and Interruption are the two foundational categories of travel insurance, policies will often have additional supplementary benefits that can help further reduce financial and emotional stress when the unexpected interrupts your travel plans.
As an example, the Cancellation Plan offered by Allianz Global Assistance also includes benefits for Trip Interruption and Delay, Lost or Stolen Baggage, Baggage Delay, Flight Accident and more.
However, like any insurance product, such as auto insurance or property insurance, there are specific terms and conditions that outline when and how reimbursements are made – as well as situations that are not covered.
Additionally, the features and benefits of travel insurance can vary broadly depending on the provider offering the product, and the type of policy that’s selected. As a result, it’s important to educate yourself on the nuances of travel insurance to determine the best option for your unique needs.
To continue on your path to travel insurance enlightenment, learn more about what is and isn’t covered by travel insurance.