Annual travel insurance is ideal for anyone who travels more than once a year. For a single fee, annual travel insurance offers 365 days of protection for you and any dependents travelling with you.
Annual travel insurance makes sense for frequent travellers because an annual policy is often less expensive than paying premiums per trip. Learn more about annual travel insurance and take our quiz to see if an annual travel insurance policy is right for you and your family.
Travel insurance can be considered essential for multiple reasons related to safety and practicality. For example, travel insurance offers health care protection. You should know that your provincial or territorial health insurance plan may not fully cover you if you’re travelling outside of your home province. Emergency medical and transportation benefits that are part of an annual Allianz Travel Insurance plan may help fill protection gaps.
In this age of uncertainty, it is advisable to purchase travel insurance with trip cancellation and interruption benefits. You never know when illness, weather or travel delays may derail your trip. What if you booked your dream vacation in Cancun but a hurricane cancelled your plans? If the storm was forecasted after you purchased an Allianz Global Assistance travel insurance policy, you may be reimbursed for certain non-refundable trip expenses.
Checking your baggage before a flight may be anxiety inducing. Did you know that an estimated 100,000 bags go missing daily at airports around the world and are frequently mishandled? Baggage protection benefits by Allianz Global Assistance may reimburse certain eligible non-refundable expenses if your luggage is lost, damaged or stolen.
Both single-trip and annual travel insurance plans offer these benefits. However, annual travel insurance grants the convenience of one payment for a year of protection.
a. Once
b. Twice
c. Three or more times annually.
(If you answered b. or c., annual travel insurance may be a good fit for you.)
a. Leisure
b. Business
c. Adventure
(Annual travel insurance is ideal for all of these trip types.)
a. No, I like to play it safe.
b. Sometimes, when I’m feeling adventurous.
c. Yes! I’m a big thrill seeker!
(An annual travel insurance policy is a wise choice for all frequent travellers, whether they engage in high-risk activities or not. Accidents and illnesses can occur anywhere at any time. However, you should know that injuries that occur during certain high-risk activities, such as extreme sports, would not be included under your emergency medical benefits. It is important to review your policy for exemptions.)
a. Yes, you never know what could happen.
b. Somewhat, but I’m not sure if I need a travel insurance policy.
c. No, I’ll take my chances.
(Due to the limitations of provincial or territorial health insurance during travel, a travel insurance policy that includes emergency medical treatment and transportation protection can be essential. Also, additional benefits such as trip cancellation and interruption benefits and baggage protection benefits make purchasing travel insurance a wise decision
a. Very important
b. Moderately important
c. Not important
(You never know when factors such as illness, inclement weather or travel delays will get in the way of your plans. That said, we offer annual travel insurance plans with emergency medical benefits only that could be a cost savings option for travellers who may not need trip cancellation and interruption protection.)
If you answered that you travel more than once a year, annual travel insurance may be right for you. Annual travel insurance is a flexible option, which offers protection for travellers shopping for a comprehensive plan that offers trip cancellation and baggage protection, and emergency medical benefits. An annual travel insurance plan is also ideal for travellers solely looking for emergency medical benefits.
Get a quote for annual travel insurance today so we can help you travel with more peace of mind.
