Medical + Cancellation Plan

Main benefits

Emergency Medical
Emergency Medical Transportation
Trip Cancellation & Interruption
Baggage Loss & Delay
24-Hour Assistance all over the world

See detailed benefits

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Effective October 21, 2021, the Government of Canada lifted its Level 3 global travel advisory to avoid all non-essential international travel due to COVID-19. The Level 4 travel advisory to avoid all cruise ship travel due to COVID-19 is still in place.

Given this change to the global travel advisory, please note the following important clarifications related to COVID-19, Emergency Medical, Trip Cancellation and Trip Interruption benefits, and Visitors to Canada Emergency Medical expenses. Please read more details about this update.

Why buy a Medical + Cancellation Plan?

For a package of all available benefits offered by Allianz Global Assistance, look no further than the Medical + Cancellation Plan. This convenient, affordable, all-in-one plan includes benefits for emergency medical, trip cancellation, interruption and delay, lost, stolen or delayed baggage and more.

For the complete list of coverage benefits under this plan and more details, please view the Policy of Insurance in PDF. (View the accessible PDF version of the policy)

Our Promise to You: All travel insurance plans offered by Allianz Global Assistance include a 10-day "Free Look" period. If you are not satisfied with your coverage after reviewing your Policy of Insurance, you may cancel your policy within 10 days from purchase for a full refund, provided you have not left on your trip or initiated a claim.

Main benefits

Emergency Medical

$10,000,000

Provides reimbursement for certain costs for a medical (including hospitalization) or dental emergency that occurs during your trip.

Emergency Medical Transportation

Included

Covers the cost of safe transport to the nearest appropriate medical facility to receive emergency care. Also includes return medical transportation to Canada for continuing care if required.

Meals and Accommodation

$300/Day - Max. $5,000

Covers the cost of meals and accommodations if you and/or your travelling companion are delayed beyond your return date or are receiving medical attention.

Vehicle Return

$5,000

Covers certain costs related to returning your vehicle or your rental vehicle to its point of origin if a medical emergency prevents you from doing so.

Pet Return

$500

Provides reimbursement for certain costs for a medical (including hospitalization) or dental emergency that occurs during your trip.

24-Hour Assistance

Included

Provides a 24-hour hotline and variety of assistance services in case you encounter an emergency during your travels.

Trip Interruption & Delay

Included

Provides reimbursement for certain unused, non-refundable, prepaid trip payments and deposits, as well as economy airfare home, if your trip needs to be interrupted after it has started.

Baggage Coverage

$1,000

Reimburses you for certain costs related to the damage, loss or theft of your baggage.

Baggage Delay

$400

Covers reasonable costs of purchasing essentials if your baggage is delayed or misdirected for at least 12 hours by a common carrier.

Flight Accident

$100,000

Benefit for loss of life, limb or sight resulting from accidental injury that occurs on a commercial aircraft during your trip.

Accidental Death & Dismemberment

$50,000

Benefit for loss of life, limb or sight resulting from accidental injury that occurs during a trip, except while boarding, riding in, or departing from an aircraft.

Conditions

Eligibility

To be eligible, Canadian residents must be insured under a Canadian provincial health insurance plan for the entire duration of their trip.

Trip duration

Up to 60 days

Medical underwriting

A medical questionnaire is required for travellers who are:

Age 60-69, travelling for more than 30 days
Age 70-84, travelling for any trip length

Age limits

Up to 84 years old