Understanding travel insurance
Fulfilling adventures and new travel experiences. That’s the aspiration with the start of every trek. Whether travelling for pleasure or business, we’re bound to learn more about exciting new places, people, cultures and regional cuisine. But when the “bucket list” trip gets cancelled and doesn’t happen, or rather, if it turns into a trip to the emergency room in a foreign hospital, that’s when the promise of travel insurance can help offset significant financial losses.
What is travel insurance?
An unexpected medical emergency, a cancelled flight or a hurricane can bring the vacation you’ve been dreaming about to a halt. Travel insurance can help turn things around by covering costs incurred due to emergency medical care, the cancellation or interruption of your trip, and more.
Do I need travel insurance?
You’ve booked your vacation, you’re all set to go, but have you considered travel insurance and why you even need it?
What's covered, what's not covered?
Understanding the benefits, exclusions and limitations of travel insurance coverage can seem a bit overwhelming. To help make sense of it all, use these guidelines to understand what is and isn’t covered by travel insurance.
Travelling within Canada
When travelling outside of your home province, your provincial health insurance plan won’t necessarily travel with you. Travel insurance is not only essential when travelling abroad, it is also important when travelling to other provinces and territories within Canada.
Choosing travel insurance
Finding the right travel insurance for your trip is easier than you might think. in this section, we'll guide you through the options available based on the type of traveller you are and the main risks you will want to consider protecting yourself against.
I’m a Canadian resident planning for an upcoming trip
Review options for Canadian residents who are looking to be covered for an upcoming trip, along with tips to help you choose between the Medical Plan, Cancellation Plan, or Medical + Cancellation Plan.
I’m a Canadian resident taking two or more trips in the next year
If you are a Canadian resident and plan on taking two or more trips within a 365-day period, an Annual Plan is a convenient and cost-effective way to get coverage for unlimited trips.
I’m an international visitor to Canada
Are you from another country and plan to explore Canada? Do you have friends or family visiting Canada from abroad this year? Are you applying for a super visa? If you answered yes to any of these questions, the emergency medical coverage included in our Visitor to Canada Plan make it a must have.
I’m a Super Visa applicant
Are you or is one of your relatives visiting Canada as a Super Visa applicant? Our Visitors to Canada Plan meets the application requirements set out by the government of Canada for your stay.
