Please read through your travel insurance policy carefully to ensure that you are well aware of what it covers. Travel insurance has its limitations and does not cover everything. For example, benefits are not payable to high-risk pregnancies, motorized speed contests, or stunt activities. In addition, pre-existing conditions must be stable, as explained in your policy document. If they are not considered stable, your claim may not be approved. Be sure to contact Allianz Global Assistance if you need help understanding the exclusions, conditions and limitations of your policy.