You can choose to purchase your travel insurance using the method that's most convenient for you: online or by phone directly from an insurance provider such as Allianz Global Assistance. Some Canadians may also have travel insurance coverage through their employer benefits program or as part of benefits included on a credit card. In these situations, note the dollar limits for each benefit and what type of coverage is included. Moreover, check to see if there are any terms, conditions, or restrictions in place to make you eligible for coverage (ex. you have to purchase your trip using your credit card). In most cases, you're better off looking for more coverage.