Travel is an investment you may want to protect with travel insurance. To help you roam with peace of mind, Allianz Global Assistance offers two insurance plans – Medical and Medical + Cancellation – which provide coverage a wide range of budgets and needs.
Both plans offer coverage for emergency hospitalization and treatment, and medically necessary transportation to the nearest facility, or a Canadian hospital, and more. In addition to emergency medical benefits, Our Medical + Cancellation Plan includes coverage for trip cancellation, interruption and delay, and lost, stolen, or delayed baggage.
Consider the following questions to pick the right plan for you:
Travel insurance is something you may want to consider in case of emergencies. You should know that your Government Health Insurance Plan may not cover all of your medical needs if you are travelling to a province or territory outside of your own. Some expenses that may not be eligible for coverage in this instance include accidental dental injury, ambulatory transportation, and refills on prescription drugs. Either the Medical Plan or Medical + Cancellation Plan may help you fill your coverage gaps.
Travel insurers require that any previous medical condition be stable for a specified period before your departure date. Our Medical and Medical + Cancellation plans contain exclusions for pre-existing conditions
. Coverage exclusions apply because not every health condition is unexpected or unforeseen. Based on your age and the length of your trip, our plans specify a period (either 90 or 180 days) that a previous medical condition must be stable prior to the effective date of your policy.
Our Medical and Medical + Cancellation plans provide coverage for the return home of your travelling companion to his or her home province, and reimburses up to $500 the cost of returning pets who were travelling with you. We also coordinate the return travel and escorts for your dependent children in case of an emergency.
Millions of travellers rely on us for help when they need it most. Let us be there for you too.
Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies, administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc.