The benefits of buying annual travel insurance

Trip cancellation benefits and trip Interruption benefits are not covered under our Annual Medical Plan. However, you can purchase a Medical + Cancellation Plan  or Cancellation Plan on our website or by calling 1-844-310-1578 to compliment your annual plan with these benefits.

The coverage of an Annual Medical Plan contains a pre-existing conditions exclusion which applies to medical conditions and/or signs or symptoms that existed on or before the departure date or effective date of the insured. For more information, check our Annual Medical Plan policy wording, before purchasing your plan.

It's important to get travel insurance for all your trips, even if they are just short trips within Canada. An annual travel insurance plan offers a convenient way to stay protected on multiple trips throughout the year.  

Let’s say for example, that you’ve always been inspired to embark on an adventure trip out West, a discovery expedition through the Canadian Arctic or a breathtaking cruise among the Maritime fjords. Though unlikely, something unexpected could occur on any journey, no matter how brief or extended. Even if you don’t consider yourself a frequent traveller, multiple trip, or annual travel medical insurance can be invaluable.

Two trips, whether domestic or international, is all it takes to be on your way to frequent traveller status. An annual travel medical plan is the smart and affordable choice for all your protection needs.  

If something does happen while you’re in another province or territory, your Canadian government health insurance plan coverage may be limited. The last thing you want is to have skipped getting coverage “just that one time” or assumed that you were already covered by a Canadian government health care plan.

Doing either could mean you’re left with a bill costing thousands of dollars for an emergency ride to the nearest hospital, a stay in intensive care or a medically necessary nurse attendant to accompany you back to a hospital for further care in your hometown.

Although rates and coverage vary by age and trip length, purchasing an annual plan will likely save you money. Simply get a quote for single-trip insurance for each planned trip, then compare the total to the cost of an annual plan. 

Learn more about travel insurance or get a travel insurance quote online.


Travel insurance is underwritten by CUMIS General Insurance Company, a member of The Co-operators Group of Companies, administered by Allianz Global Assistance, which is a registered business name of AZGA Service Canada Inc.

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