Like rewards points programs, “free” groceries and gas, and low or no interest rates, travel protection is just that – a perk that credit card companies use to support their primary business offering: credit cards.
Before you leave on your trip, make sure to check whether your credit card provides adequate travel insurance coverage. It's a common mistake to assume that your credit card includes all the benefits you need for your trip. There’s also a risk in not understanding some of the coverage terms, conditions and limitations that are sometimes unique to credit cards.
Because of this, it’s important for you to know and understand the coverage you have in place before you leave when relying on your credit card’s travel insurance benefits.